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Recreational Vehicle Loans You work hard. We help you play hard.

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  • Have More Fun

    Daydreaming about a boat, travel trailer, RV or ATV? We can help you turn those dreams into open waters, asphalt beneath your wheels, or mud under your tires.

    If it’s got an engine and rips through the great outdoors, we’ve got the flexible financing options to get you behind the wheel. With a Recreational Vehicle loan from SeaWest, you can finance a vehicle or watercraft for less, giving you plenty to write home about!

    Oh, and we don’t just help you pay for your marine craft or recreational vehicle⁠. We’ll also help you out with any taxes, licenses, and warranties.

    • Great Rates
    • Finance 80-100% of the purchase price
    • Pay for licenses, taxes, and warranties
    • Mechanical breakdown protection and GAP insurance available

    Buy New or Used

    Dreams come in many shapes and sizes. With a new or used recreational vehicle, we’re here to help you get off the beaten path and out under the stars.

    Find Your RV

    Apply Now

    Protect Your Investment

    Adding guaranteed asset protection (GAP) and mechanical breakdown coverage to your loan can protect you from life’s unexpected events.

    For just a few dollars a month, you’ll be able to hit the water or open road no matter what life throws your way.

    We believe in making things as affordable and convenient for you as possible. That’s why we offer you a variety of products and services like these when you take out a vehicle loan with us.

    Recreational Vehicle Loan Calculator

    Keep in mind, actual loans are subject to approval, and rate eligibility will depend on credit score and history.

    Get Out There



    We’re Here to Help!

    At SeaWest, you’re not a number, you’re a member. That means you belong, and we’re on your side! We are proud to offer the men and women of the US Coast Guard, all military and their families superior financial products and services so that they can make their dreams and goals a reality.


    “I love SeaWest because their customer service goes above and beyond.

    They feel like family every time I go into the branch. Thank you for all you do.”

    – Alan P.

    Let’s Talk About Better Vacation Days

    Great loan rates and simple payment plans make your adventures affordable and easy. Just fill out this quick online application to get started.

    Apply Now
  • Recreational Vehicle Loan Rates

    DescriptionBest APR*TermApply
    New Recreational Vehicle5.99%*36 Months Other rates and terms availableApply Now
    Used Recreational Vehicle6.29%*36 Months Other rates and terms availableApply Now

    Rates are subject to change without notice.

    * APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program, i.e. the “Best Rate” for Pre-Owned Auto is currently 2.36% for a 36-month term. Rates vary with term.

  • Frequently Asked Questions

    SeaWest knows that trust and loyalty are paramount to service members. We take your trust in us very seriously, which is why we’ve invested in top-of-the-line security features to protect you.

    We’ve partnered with AT&T and Microsoft to help us provide secure software and encryption 24/7. With over a million-dollar investment in IT infrastructure, together with our account insurance through the National Credit Union Administration (NCUA), help keep you, your identity, and your money as safe as possible.

    We at SeaWest honor the service and sacrifice of members of every branch of service. That’s why we’re proud to offer free checking accounts just for active duty and veterans. We also offer a 0.25% rate discount to new SeaWest members who are active duty Coast Guard or other US Military service.

    These special accounts come with no minimum balance or monthly fees (non-sufficient funds fees do apply), 1 box of personalized checks, and 4 free monthly transactions at out-of-network ATMs.

    All of our members are eligible to apply for our basic checking and Beacon checking accounts, as well as IRAs, certificates, savings accounts, and youth checking and savings accounts.

    We’ve partnered with TruStage to offer our members a variety of options in Life Insurance, Auto Insurance, and Home Insurance. TruStage offers insurance through many of the nationally recognized brands, like Liberty Mutual.

    We’ll also help you out with warranties, licensing, and taxes that come with your recreational vehicle purchase.

    For a $25 fee, you can take advantage of our Skip-A-Payment feature, which allows you to miss one monthly payment.

    You will be charged an additional 5% of your payment amount if you are late making a payment.

    In addition to our various branch locations, SeaWest members are also eligible to bank at our shared branches.

    You can also use shared ATMs around the world!

    SeaWest membership is open to men and women who are either in-service to our country or have been in service and are:

    • Active Duty- any branch of service
    • Retired- any branch of service
    • Auxiliary- any branch of service
    • Honorably discharged veteran- any branch of service

    Membership is also open to US Coast Guard civilian employees.

    Navy League of the United States members and Department of Homeland Security employees in the states of Arizona, Nevada, and Utah are also eligible to join.

    Finally, SeaWest membership is available to immediate family members and domestic partners of all of these eligible groups.

    You can schedule loan payments that will be drafted automatically from your checking account or savings account with our Online and Mobile Banking tools.

    Online Banking lets you contact us via secure email, review your payment history, manage payments, and most importantly, never miss or be late on a payment!

    Online and Mobile Banking also give you access to free E-Statements, deposit checks, and account alerts.

    Our knowledgeable team can answer your questions about everything from loan amounts to what kind of annual percentage rate you are likely to get based on your credit history.

    Credit unions are different than other financial institutions because they are member-owned nonprofits, which means you’re borrowing from a lender that’s rooting for your success.

    We’ll work with you to help you meet your goals and make the right choices for you and your personal circumstances.

    Contact us and let’s start a conversation!

    That depends on what you want to purchase. We finance marine craft for up to 80% of the purchase price including tax and license. We finance recreational vehicles up to 100%, including tax and license.

    RVs have a maximum term of 60 months and marine craft have a maximum term of 144 months.

    Trailers, travel trailers, motorhomes, ATVs, and 5th wheels are all considered recreational vehicles.

Recreational Vehicle Loans Disclosures
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.