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Recreational Vehicle Loans You work hard. We help you play hard.

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  • Have More Fun

    Daydreaming about a boat, travel trailer, RV, or ATV? We can help you turn those dreams into open waters, asphalt beneath your wheels, or mud under your tires. 

    If it’s got an engine and rips through the great outdoors, we’ve got the flexible financing options to get you behind the wheel.   And get this — for new Military & Coast Guard members, we’ll give you a 0.25% discount off the published rate.  Existing members can also get 0.25% off the published rate with Direct Deposit. 

    Oh, and we don’t just help you pay for your marine craft or recreational vehicle⁠. We’ll also help you out with any taxes, licenses, and warranties.

    • Great Rates
    • Finance 80-100% of the purchase price
    • Pay for licenses, taxes, and warranties with the loan
    • No pre-payment penalties or extra fees
    • Mechanical breakdown protection and GAP insurance available

    Recreational Vehicle Loans

    Dreams come in many shapes and sizes. Whether it’s with a new or used trailer, motorhome, or camper, we’re here to help you get off the beaten path and out under the stars. 

    Shop for your RV and get pre-approved in minutes. 

    Find Your RV

    Apply Now

    Boat Loans

    The only thing better than a reliable first mate is a trustworthy lender. With an affordable SeaWest boat loan, you can rest assured knowing you’re getting the best loan terms and lowest rate around.

    Finance 80% to 100% of the cost of your boat, and get  pre-approved in minutes.

    Apply Now

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    Jet Ski Loans

    Get out on the water with financing from SeaWest. Enjoy great rates, no-prepayment penalties, and no down payments (with credit approval ) while financing 80% to 100% of the cost of your jet ski. 

    Click to learn more or get started.

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    ATV Loans

    You like to play hard and fast. Our job is to help you get out there with affordable and convenient financing. Enjoy no down payment (with credit approval), no-prepayment penalties, and financing of 80% to 100% of the cost of your ATV. 

    Click to learn more or get started.

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    Snowmobile Loans

    When the snow starts to fall, you can be ready to play with a low rate loan from SeaWest. Get pre-approved in minutes and enjoy no down payment (with credit approval), no-prepayment penalties, and financing of 80% to 100% of the cost of your snowmobile. 

    Click to learn more or get started.

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    Let’s Figure It Out Together with the Recreational Vehicle Loan Calculator

    Want to find out if you’re ready to purchase an RV? With our RV loan calculator, you simply enter different desired loan amounts, loan terms, and annual percentage rates to get an idea of what your monthly payments might be. 

    Keep in mind that actual loans are subject to approval, and rate eligibility will depend on credit score and history.

    Get Out There

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    ★★★★★

    “I love SeaWest because their customer service goes above and beyond.

    They feel like family every time I go into the branch. Thank you for all you do.”

    – Alan P.

     

    Protect Your Investment

    Adding guaranteed asset protection (GAP) and mechanical breakdown coverage to your loan can protect you from life’s unexpected events. For just a few dollars a month, you’ll be able to ride the open road or sail the seas no matter what life throws your way.

    We believe in making things as affordable and convenient for you as possible. That’s why we offer you a variety of products and services like these when you take out a vehicle loan with us.

     

    We’re Here to Help!

    At SeaWest, you’re not a number, you’re a member. That means you belong, and we’re on your side! We are proud to offer the men and women of the US Coast Guard, all military and their families superior financial products and services so that they can make their dreams and goals a reality.

     

     

    Let’s Talk About Better Vacation Days

    Great loan rates and simple payment plans make your adventures affordable and easy. Just fill out this quick online application to get started.

    Apply Now
  • Recreational Vehicle Loan Rates

    DescriptionBest APR*TermApply
    New Recreational Vehicle6.99%*36 Months Other rates and terms availableApply Now
    Used Recreational Vehicle7.29%*36 Months Other rates and terms availableApply Now

    * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.

    Rates are subject to change without notice.

    Boat Loan Rates

    DescriptionBest RateTerm*Apply
    New Boat7.29%*36 Months Other rates and terms availableApply Now
    Used Boat7.79%*36 Months Other rates and terms availableApply Now

    *APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.

    Rates are subject to change without notice.

  • Frequently Asked Questions

    SeaWest knows that trust and loyalty are paramount to service members. We take your trust in us very seriously, which is why we’ve invested in top-of-the-line security features to protect you.

    We’ve partnered with AT&T and Microsoft to help us provide secure software and encryption 24/7. With over a million-dollar investment in IT infrastructure, together with our account insurance through the National Credit Union Administration (NCUA), help keep you, your identity, and your money as safe as possible.

    We at SeaWest honor the service and sacrifice of members of every branch of service. That’s why we’re proud to offer free checking accounts just for active duty and veterans.

    These special accounts come with no minimum balance or monthly fees (non-sufficient funds fees do apply), 1 box of personalized checks, and 4 free monthly transactions at out-of-network ATMs.  All of our members are eligible to apply for our basic checking and Beacon checking accounts, as well as IRAs, certificates, savings accounts, and youth checking and savings accounts.

    We also offer a 0.25% rate discount on certain consumer loans to new SeaWest members who are active duty Coast Guard or other US Military service. Existing members can also get a 0.25% discount with a direct deposit SeaWest checking account.

    We’ve partnered with TruStage to offer our members a variety of options in Life Insurance, Auto Insurance, and Home Insurance. TruStage offers insurance through many of the nationally recognized brands, like Liberty Mutual.

    We’ll also help you out with warranties, licensing, and taxes that come with your recreational vehicle purchase.

    You will be charged an additional 5% of your payment amount if you are late making a payment.

    In addition to our various branch locations, SeaWest members are also eligible to bank at our shared branches.

    You can also use shared ATMs around the world!

    SeaWest membership is open to men and women who are either in-service to our country or have been in service and are:

    • Active Duty- any branch of service
    • Retired- any branch of service
    • Auxiliary- any branch of service
    • Honorably discharged veteran- any branch of service

    Membership is also open to US Coast Guard civilian employees.

    Navy League of the United States members and Department of Homeland Security employees in the states of Arizona, Nevada, and Utah are also eligible to join.

    Finally, SeaWest membership is available to immediate family members and domestic partners of all of these eligible groups.

    You can schedule loan payments that will be drafted automatically from your checking account or savings account with our Online and Mobile Banking tools.

    Online Banking lets you contact us via secure email, review your payment history, manage payments, and most importantly, never miss or be late on a payment!

    Online and Mobile Banking also give you access to free E-Statements, deposit checks, and account alerts.

    Our knowledgeable team can answer your questions about everything from loan amounts to what kind of annual percentage rate you are likely to get based on your credit history.

    Credit unions are different than other financial institutions because they are member-owned nonprofits, which means you’re borrowing from a lender that’s rooting for your success.

    We’ll work with you to help you meet your goals and make the right choices for you and your personal circumstances.

    Contact us and let’s start a conversation!

    That depends on what you want to purchase. We finance marine craft for up to 80% of the purchase price including tax and license. We finance recreational vehicles up to 100%, including tax and license.

    RVs have a maximum term of 60 months and marine craft have a maximum term of 144 months.

    Trailers, travel trailers, motorhomes, ATVs, and 5th wheels are all considered recreational vehicles.

Image Disclosure
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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