Great Rates and Great Service
The biggest purchase you’ll ever make requires the dedication and service of a credit union that knows you and helps you along the way. Whether you’re looking for a first house or ready to refinance an existing mortgage, our talented staff are ready to listen and help meet your financial needs.
We offer all kinds of mortgages, from ARMs to 15 and 30 year fixed. Generous loan amounts make any house attainable, no matter how great the dream. Plus, if you’ve got truly big plans, we also cover Jumbo Home Loans.
- Representatives who understand your finances and needs
- A wide variety of mortgage types
- Insurance partners who’ll take care of you
VA Home Loans
We offer excellent home loan options for veterans and service members. These loans are guaranteed nationwide by Veterans Affairs, offering up to 100% financing. Not crazy about forms and papers? We’ll sit down with you to help you get your Certificate of Eligibility (COE) and complete your application.
Big purchases can be emotional and overwhelming. We understand the human side of finances, and work with you to get loan rates and terms that work for your lifestyle. Plus, we’re experts on the inner workings of the mortgage loan process—you’ll be settled down in no time.
Connecting the dots between "dream" and "house"
Let's start figuring out how to finance the living space you've always wanted. Apply for mortgage loans easily online, over the phone (800-Sea-West, Option 2), or through the mail.Apply Now
Description Rate Term Apply First Mortgage - Fixed* 5.750% (a) 15 Years. Other rates & terms available Apply Now First Mortgage – Fixed* 6.375% (b) 30 Years. Other rates & terms available Apply Now VA Home Loan - Fixed* 6.000% (c) 30 Years. Other rates & terms available Apply Now JUMBO - Fixed* 6.750% (d) 30 Years. Other rates & terms available Apply Now REVERSE Mortgage – (New!) Call for consultation and program details! Other Programs & Options Available
*Closing costs can and do vary based on housing type, loan amount and other factors. For an accurate estimate of these costs, please contact our Mortgage Department for a Good Faith Estimate for your loan scenario.
(a) Rate expressed is the Note Rate, for a 15-year loan based on one point, actual APR is 5.9557% calculated using a loan amount of $647,200 and standard estimated closing costs.
(b) Rate expressed is the Note Rate, for a 30-year loan based on one quarter (0.25) point, actual APR is 6.5017% calculated using a loan amount of $647,200 and standard estimated closing costs.
(c) Rate expressed is the Note Rate, for a 30-year loan based on zero points actual APR is 6.7859% calculated using a loan amount of $1,000,000 and standard estimated closing costs.
(d) Rate expressed is the Note Rate, for a 30-year loan based on zero points actual APR is 6.0473% calculated using a loan amount of $1,500,000 and standard estimated closing costs.
Rates, terms, conditions, adjustments, and availability are subject to change or withdrawal at any time and without notice. Rates represent base pricing (indication-only as of 05/05/2023). Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.