Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
Rates Effective as of: 04-26-2024Auto Loan Rates
Description Best APR* Term Apply New Auto 4.96%* 36 Months. Other rates and terms available Apply Now Pre-Owned Auto – Up to 7 model years old 5.40%* 36 Months. Other rates and terms available Apply Now Contemporary Auto – 8 to 25 years old 7.70%* 24 Months. Other rates and terms available Apply Now * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates are subject to change without notice.
Motorcycle, Jet Ski, & Snowmobile Loan Rates
Description Best APR* Term Apply New Motorcycle, Jet Ski & Snowmobile 8.20%* 36 Months Other rates and terms available Apply Now Used Motorcycle, Jet Ski & Snowmobile 8.70%* 36 Months Other rates and terms available Apply Now * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25 rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates are subject to change without notice.
Boat Loan Rates
Description Best APR* Term Apply New Boat 8.20%* 36 Months. Other rates and terms available Apply Now Used Boat 8.70%* 36 Months. Other rates and terms available Apply Now * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates subject to change without notice.
Recreational Vehicle Loan Rates
Description Best APR* Term Apply New Recreational Vehicle 8.20%* 36 Months Other rates and terms available Apply Now Used Recreational Vehicle 8.70%* 36 Months Other rates and terms available Apply Now * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates are subject to change without notice.
Personal Loan Rates
Description Best APR* Term Apply Personal Loan 9.96%* 12 Months Other rates and terms available Apply Now Savings Secured Loan Highest Dividend Rate Paid on Regular Savings Plus 2% 12, 24, 36, 48, 60 Months Apply Now Line of Credit/Overdraft Protection 14.00% Revolving Apply Now PCS Loan 3.00% 12, 24 months Apply Now * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked and do not apply to PCS loans. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates are subject to change without notice.
Other Loan Rates
Description Best APR* Term* Apply Certificate Loan Dividend Rate Paid on Account Plus 2% Up to maturity date of certificate Apply Now * APR = Annual Percentage Rate.
Rates are subject to change without notice.
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
Mortgage Rates
Description Rate Term Apply First Mortgage - Fixed* 7.000% (a) 15 Years. Other rates & terms available Apply Now First Mortgage – Fixed* 7.250% (b) 30 Years. Other rates & terms available Apply Now VA Home Loan - Fixed* 7.000% (c) 30 Years. Other rates & terms available Apply Now JUMBO - Fixed* 7.750% (d) 30 Years. Other rates & terms available Apply Now REVERSE Mortgage – (New!) Call for consultation and program details! Other Programs & Options Available *Closing costs can and do vary based on housing type, loan amount and other factors. For an accurate estimate of these costs, please contact our Mortgage Department for a Good Faith Estimate for your loan scenario.
(a) Rate expressed is the Note Rate, for a 15-year loan based on half (0.50) point, actual APR is 7.1549% calculated using a loan amount of $766,550 and standard estimated closing costs.
(b) Rate expressed is the Note Rate, for a 30-year loan based on half (0.50) point, actual APR is 7.3470% calculated using a loan amount of $766,550 and standard estimated closing costs.
(c) Rate expressed is the Note Rate, for a 30-year loan based on half (0.50) point, actual APR is 7.0802% calculated using a loan amount of $1,149,825 and standard estimated closing costs.
(d) Rate expressed is the Note Rate, for a 30-year loan based on half (0.50) point, actual APR is 7.8335% calculated using a loan amount of $1,500,000 and standard estimated closing costs.Rates, terms, conditions, adjustments, and availability are subject to change or withdrawal at any time and without notice. Rates represent base pricing (indication-only as of 04/16/2024). Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.
Home Equity Loan Rates
Description Rate Term Apply Home Equity Line of Credit 3.99% (g) 25 Years Apply Now *Closing costs can and do vary based on housing type, loan amount and other factors. For an accurate estimate of these costs, please contact our Real Estate Department for a Good Faith Estimate for your loan scenario.
(g) Adjustable Rate, the initial rate will be 3.99% for the first 6 months, thereafter will adjust monthly to match the Prime Rate at that time. Prime Rate is currently 8.50%, initial APR is estimated to be 8.48% based on the maximum loan amount of $250,000. The minimum rate of 4.5% (floor) and maximum rate of 16% (ceiling). Payments are "Interest Only" during the draw period of 10 years, then amortized principal and interest for the remaining term of 15 years.
Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
Regular & IRA Savings
Description Average Daily Balance Dividend Rate APY* Regular & IRA Savings $0.01 – $99.99 0.15% 0.15% Regular & IRA Savings $100 – $2,499.99 0.15% 0.15% Regular & IRA Savings $2,500 – $9,999.99 0.15% 0.15% Regular & IRA Savings $10,000 – $24,999.99 0.20% 0.20% Regular & IRA Savings $25,000 – $49,999.99 0.25% 0.25% Regular & IRA Savings $50,000 – $99,999.99 0.30% 0.30% Regular & IRA Savings $100,000 and above 0.35% 0.35% Rates are subject to change without notice.
*APY = Annual Percentage Yield
Checking
Description Average Daily Balance Dividend Rate APY* Checking $100 – $9,999 0.050% 0.050% Checking $10,000 and above 0.100% 0.100% Rates are subject to change without notice.
*APY = Annual Percentage Yield
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
Certificates
Term Certificates * Dividend Rate APY** 3 Months $500 – $49,999 3.25% 3.30% 6 Months $500 – $49,999 3.50% 3.56% 12 Months $500 – $49,999 4.25% 4.34% 15 Months $500 - $49,999 4.50% 4.60% 18 Months $500 – $49,999 4.00% 4.08% 24 Months $500 – $49,999 3.50% 3.56% 36 Months $500 – $49,999 3.25% 3.30% 48 Months $500 – $49,999 3.25% 3.30% †60 Months $500 – $49,999 3.25% 3.30% Rates are subject to change without notice.
*A one-time rate bump-up is included in certificates with terms of 24 months or longer, and a minimum balance of $2,500. Anytime during the certificate term, you may request a rate bump-up to the current rate being offered for the same term certificate. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to the certificate’s maturity.
†Funds may be added one time during the term, if certificate purchased on or after June 1, 2019.
**APY = Annual Percentage Yield
Certificates $50,000 and Greater
Term Certificates Dividend Rate APY** 3 Months $50,000 and Greater 3.30% 3.35% 6 Months $50,000 and Greater 3.55% 3.61% 12 Months $50,000 and Greater 4.30% 4.39% 15 Months $50,000 and Greater 4.55% 4.65% 18 Months $50,000 and Greater 4.05% 4.13% 24 Months $50,000 and Greater 3.55% 3.61% 36 Months $50,000 and Greater 3.30% 3.35% 48 Months $50,000 and Greater 3.30% 3.35% †60 Months $50,000 and Greater 3.30% 3.35% Rates are subject to change without notice.
*A one-time rate bump-up is included in certificates with terms of 24 months or longer, and a minimum balance of $2,500. Anytime during the certificate term, you may request a rate bump-up to the current rate being offered for the same term certificate. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to the certificate’s maturity.
†Funds may be added one time during the term, if certificate purchased on or after June 1, 2019.
**APY = Annual Percentage Yield
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
Visa Credit Cards Rates
Description Rate* Term Apply Visa Classic 13.92% Revolving Apply Now Visa Gold 12.96% Revolving Apply Now Visa Platinum Prime + 4.50%** Revolving Apply Now Visa Platinum Rewards Prime + 6.50%** Revolving Apply Now Secured Visa Classic 15.00% Revolving Apply Now * Rates are subject to change without notice.
** Adjustable rate, changes monthly. Rate is Prime Rate PLUS 4.50% margin for Platinum and 6.50% margin for Platinum Rewards. Prime Rate is currently 8.50%.
APR = Annual Percentage Rate
† New Accounts Only - Introductory rate for first 6 billing periods.
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