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ATV Loans Looking for adventure? Go Beyond with ATV financing from SeaWest.

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  • We’ll Get You Outside

    You hear the great outdoors calling your name. We’ll make sure nothing stands in your way.

    SeaWest offers great rates, no prepayment penalties, and no down payments (with credit approval) to finance 80% to 100% of the cost of your ATV. And we do more than help with the loan⁠. We also help out with any taxes, licenses, and warranties.

    We know our members. We know they like to do things their own way. Our job is to point them in the right direction.

    • Great Rates
    • Finance 80-100% of the purchase price
    • Pay for licenses, taxes, and warranties
    • Mechanical breakdown protection and GAP insurance available

    Get Pre-Approved in Minutes

    When you finance with SeaWest, you can get pre-approved quickly, so you can shop smarter, with the power of negotiation. Dealers take pre-approvals seriously so you can take control of the sale.

    Handle Bumps in the Road

    Adding guaranteed asset protection (GAP) and mechanical breakdown coverage to your ATV loan can protect you from unexpected events.

    For just a few dollars a month, you’ll be covered if your road takes an unexpected turn.

    How Much Will Your Payment Be?

    With our loan calculator, you simply enter different desired loan amounts, loan terms, and annual percentage rate to get an idea of what your monthly payments might be.

    Keep in mind, actual loans are subject to credit approval, and rate eligibility will depend on credit score and history.

    Get Out There

    Loan Amount
    Term (Months)
    Term (Months)


    We’re Here to Help!

    SeaWest has members, not customers or account holders. So we take the time to get to know your financial situation and to understand your goals. Then, we help you plan accordingly for a better future for yourself and the people who matter most to you.


    “We have had an account for 25 years. They are always helpful and prompt with

    their responses.”

    – Alice P.

    SeaWest Puts You on the Right Track

    Got the urge to go your own way into the great outdoors? We’re ready to get you out there. To get started, fill out this fast and convenient online application.

    Apply Now
  • ATV Loan Rates

    DescriptionBest APR*TermApply
    New Recreational Vehicle8.20%*36 Months Other rates and terms availableApply Now
    Used Recreational Vehicle8.70%*36 Months Other rates and terms availableApply Now

    * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.

    Rates are subject to change without notice.

  • SeaWest Coast Guard Federal Credit Union ATV Loan FAQ

    Our Online and Mobile banking tools let you set up scheduled, automatically-drafted loan payments from your checking or savings account.  Avoid missing or being late on a payment, negatively impacting your credit score!

    To set up mobile banking, search for “SeaWest” in the App Store or Google Play. Once you’ve downloaded the app, you’ll be able to contact us via secure messaging, review your payment history, and manage payments.

    You’ll also enjoy access to free E-Statements and account alerts with Online and Mobile banking.

    SeaWest membership isn’t just for US Coast Guard members, but for members of all military branches who are:

    • Active Duty
    • Retired
    • Auxiliary
    • Honorably discharged veterans

    Membership is also open to US Coast Guard civilian employees and Navy League members. Employees of the Department of Homeland Security living in Arizona, Nevada, Utah, and California are also eligible for membership.

    Immediate family members and domestic partners of all eligible groups are also able to become SeaWest members.

    In addition to our various branch locations, SeaWest members can also bank at our shared branches and have access to over 30,000 shared ATMs around the world!

    SeaWest partners with TruStage , which offers Life Insurance, Auto Insurance, and Home Insurance.

    We can also help you out with expenses like warranties, licensing, and taxes that come with your purchase.

ATV Loans Disclosures
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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