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Jet Ski Loans Ready to go your own way? Go Beyond with jet ski financing from SeaWest.

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  • Off Duty, Off Shore

    R&R doesn’t have to mean staying still. Put the “free” in free time and get out on the water.

    SeaWest helps members with affordable jet ski purchases with our great rates, no prepayment penalties, and no down payments (with credit approval) to finance 80% to 100% of the cost of your jet ski. And we do more than help with the loan⁠. We also help out with any taxes, licenses, and warranties. 

    We know our members. Let us be your co-pilot as you find your own way.

    • Great Rates
    • Finance 80-100% of the purchase price
    • Pay for licenses, taxes, and warranties
    • Mechanical breakdown protection and GAP insurance available

    Get Pre-Approved in Minutes

    When you finance with SeaWest, you can get pre-approved quickly, so you can shop smarter, with the power of negotiation. Dealers take pre-approvals seriously so you can take control of the sale.

    Worry-Free Fun

    Adding guaranteed asset protection (GAP) and mechanical breakdown coverage to your jet ski loan can protect you from unexpected events.

    For just a few dollars a month, you can protect your investment and focus on the fun.

    How Much Will Your Payment Be?

    With our loan calculator, you simply enter different desired loan amounts, loan terms, and annual percentage rate to get an idea of what your monthly payments might be.

    Keep in mind, actual loans are subject to credit approval, and rate eligibility will depend on credit score and history.

    Get Out There

    Loan Amount
    Term (Months)
    Term (Months)


    We’re Here to Help!

    SeaWest has members, not customers or account holders. So we take the time to get to know your financial situation and to understand your goals. Then, we help you plan accordingly for a better future for yourself and the people who matter most to you.


    “Great service! Awesome rates!”

    – Anna S.

    SeaWest Puts You on the Right Track

    Ready to get outside? We’re ready to get you out there. To get started, fill out this fast and convenient online application.

    Apply Now
  • Jet Ski Loan Rates

    DescriptionBest APR*TermApply
    New Recreational Vehicle8.20%*36 Months. Other rates and terms availableApply Now
    Used Recreational Vehicle8.70%*36 Months. Other rates and terms availableApply Now

    * APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.

    Rates are subject to change without notice.

  • SeaWest Coast Guard Federal Credit Union Jet Ski Loan FAQ

    You can set up scheduled, automatically-drafted loan payments from your checking or savings account with Online and Mobile banking.

    Scheduled payments protect you from missed or late payments, which can have a negative impact on your credit score!

    Setting up mobile banking is as easy as searching for “SeaWest” in the App Store or Google Play. Download the app, and you’ll be able to schedule payments, as well as access to secure messaging, ability to review your payment history, sign up for free E-Statements, set account alerts, and more.

    SeaWest membership for members of the US Coast Guard members, and members of every military branches who meet the following criteria:

    • Active Duty
    • Retired
    • Auxiliary
    • Honorably discharged veterans
    • Immediate family members and domestic partners

    US Coast Guard civilian employees, Navy League members, and employees of the Department of Homeland Security living in Arizona, Nevada, Utah, and California are also eligible for membership. Their immediate family members and domestic partners are also able to join.

    Check out our various branch locations. SeaWest members are also eligible to bank at our shared branches, and enjoy access to over 30,000 shared ATMs worldwide!

    Through our partnership with TruStage , our members can purchase Life Insurance, Auto Insurance, and Home Insurance.

Jet Ski Loans Disclosures
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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