Skip nav to main content.

IRAs Plan for a brighter future

Contact Us

Let’s Figure out Savings Together

The promise of retirement can feel a bit murky with all of the account types, tax options, and contribution plans that are available. We’re here to make it simpler. At SeaWest, we can help you understand the ins and outs of retirement savings, and assist you in choosing what works for you.

  • Great long-term savings
  • Knowledgeable, friendly service
  • No fees

The Right Retirement Account

You’ve probably heard a lot about IRAs and Roth IRAs⁠—here’s how we define them at SeaWest. A traditional IRA is a savings accounts with immediate tax benefits. A Roth IRA provides no immediate tax-benefits, but it saves you big time in the long run, with no taxes on withdrawals.

 

Coverdell Education Account

Whether it’s kindergarten for a grandchild or college for your own kids, a Coverdell Education Account helps you save and distribute funds to pay for future education. It works similarly to a 529, but it’s not state sponsored. Deposits must be made in the name of someone under 18, and are capped at $2,000 annually per child. Withdrawals are tax-free.

Accounts for the next big steps

Talk to us about IRAs and Coverdell accounts to begin investing in your or your family's future. Open a tax-advantaged account with no fees and all the assistance you need.

Contact Us
IRAs Disclosures
This information is not intended to provide tax advice. See a competent tax advisor to help you determine which type of IRA best suits your needs. When you are ready to open an account, simply visit one of our branches or contact us at 800-SEA-WEST (732-9378). Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.

Trouble logging in to Online Banking?

. Our Customer Service call center is open every day from 4am PST to 10pm PST. Call us at 800-SEA-WEST and press Option 8.