What does Sea West Coast Guard Federal Credit Union and Sea West Services LLC do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this information carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number and income
- Account balances and payment history
- Credit history and credit scores
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Sea West Coast Guard Federal Credit Union and Sea West Services LLC choose to share, and whether you can limit sharing.
|Reasons We Can Share Your Personal Information||Do We Share?||Can You Limit This Sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||Yes|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates’ to market to you||Yes||Yes|
|For our non-affiliates’ to market to you||No||We do not share|
To limit our sharing:
Call toll-free (800) SEA-WEST (732-9378). Click here to complete an Opt Out Form. Print, complete, sign, and return to us by fax at (800) 854-7711 or mail it to us at P.O. Box 4949, Oakland, CA 94605.
How Does Sea West Coast Guard Federal Credit Union and Sea West Services LLC Protect My Personal Information?
To protect your personal information from unauthorized access and use, we use security meausres that comply with federal law. These measures include computer safeguards, secure files and buildings, and staff training.
How Does Sea West Coast Guard Federal Credit Union and Sea West Services LLC Collect My Personal Information?
We collect your personal information, for example, when you:
Open an account or deposit money
Pay your bills or apply for a loan
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can’t I Limit All Sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes – information about your credit worthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
What Happens When I Limit Sharing For An Account I Hold Jointly With Someone Else?
Your choices will apply to everyone on your account.
|Affliates||Companies related by common ownership or control. They can be financial and non-financial companies. Sea West Coast Guard Federal Credit Union’s sole affiliate is Sea West Services LLC.|
|Share Information||Companies not related by common ownership or control. They can be financial and non-financial companies. Sea West Coast Guard Federal Credit Union shares information with non-affiliates only for everyday business purposes.|
|Joint Marketing||A formal agreement between non-affiliated financial companies that together market financial products or service to you. Our only joint marketing partner is CUNA Mutual, a financial company that provides insurance and financial products to credit unions and their members.|