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Checking Account Choose your checking

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  • Every checking account comes loaded with benefits

    Why opt for a single sandwich when you can enjoy the whole homestyle buffet? At SeaWest, we give you several options for checking accounts, but each comes with plenty of free features, like an accepted-everywhere debit card, a convenient mobile app, and access to thousands of free ATMs through the CO-OP network.*

    • MasterCard® Debit Card
    • Mobile App, Online Banking, and Bill Pay
    • Access to thousands of free ATMs across the country

    FREE Checking

    This special checking account for Active Duty Military & Honorably Discharged Veterans comes with:

    • No minimum balance or monthly fees*
    • 1 box of personalized, basic style checks per year
    • 4 FREE out-of-network ATM transactions per month


    Not active duty military or a veteran?

    Choose between Beacon Checking and Dividend Checking:



    Compare Checking Accounts

    FeatureBeacon CheckingDividend Checking
    Opening Deposit$25$100
    Write Unlimited Checks with No Per Check ChargeYes, and your first order of basic style checks is freeYes
    Monthly Fee$7.00$7.00
    Balance Required to Avoid a Fee $300 average daily balance OR Direct Deposit of at least $300 per month to your SeaWest account. $300 average daily balance OR Direct Deposit of at least $300 per month to your SeaWest account.
    Dividends EarnedNoYes, on average daily balances over $100
    Automatic TransfersFree and unlimitedFree and unlimited
    Check SafekeepingYesYes
    View Cancelled Checks OnlineYesYes

    Consult our Member Handbook and Fee Schedule for other applicable charges.



    Ready to get started?

    It's easy to come aboard with a SeaWest checking account. Just visit one of our branches or call our Member Service Representatives at 800-SEA-WEST.

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  • Checking

    DescriptionAverage Daily BalanceDividend RateAPY*
    Checking$100 – $9,9990.050%0.050%
    Checking$10,000 and above0.100%0.100%

    Rates are subject to change without notice.

    *APY = Annual Percentage Yield

  • Frequently Asked Questions

    We offer easy access to your account through our network of ATMs. Transactions are free at all SeaWest ATMs and our 30,000 CO-OP Network ATMs. We'll also refund you for up to 4 withdrawals per month at other ATM networks. Find an ATM

Checking Account Disclosures
* Non-sufficient funds (NSF) fees apply.

Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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