Auto Loan Refinance Refinancing with SeaWest can be a smart way to revamp your lifestyle and budget!

SeaWest knows that trust and loyalty are paramount to service members. We take your trust in us very seriously, which is why we’ve invested in top-of-the-line security features to protect you.

We’ve partnered with AT&T and Microsoft to help us provide secure software and encryption 24/7. With over one million invested in IT infrastructure and our account insurance through the National Credit Union Administration (NCUA), SeaWest helps keep you, your identity, and your money as safe as possible.

We at SeaWest honor the service and sacrifice of members of every branch of service. That’s why we’re proud to offer free checking accounts just for active duty and veterans.

These special accounts come with no minimum balance or monthly fees (non-sufficient funds fees do apply), 1 box of personalized checks, and 4 free monthly transactions at out-of-network ATMs.  All of our members are eligible to apply for our basic checking and Beacon checking accounts, as well as IRAs, certificates, savings accounts, and youth checking and savings accounts.

We also offer a 0.25% rate discount on certain consumer loans to new SeaWest members who are active duty Coast Guard or other US Military service. Existing members can also get a 0.25% discount with a direct deposit SeaWest checking account.

We’ve partnered with TruStage to offer our members a variety of options in Life Insurance, Auto Insurance, and Home Insurance. TruStage offers insurance through many of the nationally recognized brands, like Liberty Mutual.

You will be charged an additional 5% of your payment amount if you are late making a payment.

In addition to our two branch locations in the Bay Area, SeaWest members are also eligible to bank at our shared branches.

You can also use over 30,000 shared ATMs around the world!

SeaWest membership is open to men and women who are either in-service to our country or have been in service and are:

• Active Duty- any branch of service
• Retired- any branch of service
• Auxiliary- any branch of service
• Honorably discharged veteran- any branch of service

Membership is also open to US Coast Guard civilian employees.

Navy League of the United States members and Department of Homeland Security employees in the states of Arizona, Nevada, and Utah are also eligible to join.

Finally, SeaWest membership is available to immediate family members and domestic partners of all of these eligible groups.

You can schedule loan payments that will be drafted automatically from your checking account or savings account with our Online and Mobile banking tools.

Review your payment history, manage payments, and most importantly, never miss or be late on a payment!

Online and Mobile banking also give you access to free E-Statements and account alerts.

Generally, refinancing your loan can make sense if:

• Rates are lower now than they were when you originally financed your loan.
• Your credit score has improved and you’re eligible for lower rates.
• You need to extend your repayment terms to cut your payment.
• You want to move your loan over to SeaWest, who can offer better loan benefits.
• You want to change your loan, possibly in the case of adding or removing someone from the loan.

Of course, these are just a few examples, and we’re always happy to meet with you and talk through whether or not refinancing would make sense for you.