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When should someone refinance their auto loan?


Generally, refinancing your loan can make sense if:

  • Rates are lower now than they were when you originally financed your loan.
  • Your credit score has improved and you’re eligible for lower rates.
  • You need to extend your repayment terms to cut your payment.
  • You want to move your loan over to SeaWest, who can offer better loan benefits.
  • You want to change your loan, possibly in the case of adding or removing someone from the loan.

Of course, these are just a few examples, and we’re always happy to meet with you and talk through whether or not refinancing would make sense for you.

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