Extra Financial Muscle

Houses are big investments, and home equity loans and lines of credit let that investment do some heavy lifting. Remodel that kitchen, consolidate high interest debt, or pay for college tuition. Your interest might be tax deductible (consult a tax adviser), and because the loan is backed by your house, you get incredibly low rates.

  • Competitive low rates

  • Unbeatable service

 

Home Equity Loan

A single sum of cash to fund your next project, whether that’s sending a kid to college or putting in a pool. Your home guarantees a fixed, low interest rate.

 

Home Equity Line of Credit

A home equity line of credit gives you easy access to extra funds for life’s unexpected speed bumps. You won’t pay interest on anything you don’t withdraw, but the money is there if you ever need it.

 
 
 
 

Fund whatever's next

We'd love to begin a conversation about how your house can help fund whatever's next in life. Apply for a home equity loan online, in person, through the mail, or over the phone.

Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.

Home Equity Loan Rates

DESCRIPTION BEST APR* TERM APPLY
Home Equity Line of Credit 3.99% (g) 25 years Apply Now
*Closing costs can and do vary based on housing type, loan amount and other factors. For an accurate estimate of these costs, please contact our Real Estate Department for a Good Faith Estimate for your loan scenario. (g) Adjustable Rate, the initial rate will be 3.99% for the first 6 months, thereafter will adjust monthly to match the Prime Rate at that time. Prime Rate is currently 7.50%, initial APR is estimated to be 7.689% based on the maximum loan amount of $250,000. The minimum rate of 4.5% (floor) and maximum rate of 16% (ceiling). Payments are "Interest Only" during the draw period of 10 years, then amortized principal and interest for the remaining term of 15 years. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.