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Every checking account comes loaded with benefits

Why opt for a single sandwich when you can enjoy the whole homestyle buffet? At SeaWest, we give you several options for checking accounts, but each comes with plenty of free features, like an accepted-everywhere debit card, a convenient mobile app, and access to thousands of free ATMs through the CO-OP network.*

  • MasterCard® Debit Card

  • Mobile App, Online Banking, and Bill Pay

  • Access to thousands of free ATMs across the country

 

FREE Checking

This special checking account for Active Duty Military & Honorably Discharged Veterans comes with:

  • No minimum balance or monthly fees*

  • 1 box of personalized, basic style checks per year

  • 4 FREE out-of-network ATM transactions per month

 

Not active duty military or a veteran?

Choose between Beacon Checking and Dividend Checking:

 

Compare Checking Accounts

Feature Beacon Checking Dividend Checking
Opening Deposit $25 $100
Write Unlimited Checks with No Per Check Charge Yes, and your first order of basic style checks is free Yes
Monthly Fee $7.00 $7.00
Balance Required to Avoid a Fee $300 average daily balance OR Direct Deposit of at least $300 per month to your SeaWest account. $300 average daily balance OR Direct Deposit of at least $300 per month to your SeaWest account.
Dividends Earned No Yes, on average daily balances over $100
Automatic Transfers Free and unlimited Free and unlimited
Check Safekeeping Yes Yes
View Cancelled Checks Online Yes Yes
Consult our Member Handbook and Fee Schedule for other applicable charges.
 

Ready to get started?

It's easy to come aboard with a SeaWest checking account. Just visit one of our branches or call our Member Service Representatives at 800-SEA-WEST.

* Non-sufficient funds (NSF) fees apply.
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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Checking

Description Average Daily Balance Dividend Rate APY*
Checking $100 – $9,999 0.050% 0.050%
Checking $10,000 and above 0.100% 0.100%
Rates are subject to change without notice.
*APY = Annual Percentage Yield
* Non-sufficient funds (NSF) fees apply.
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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Frequently Asked Questions

  • We offer easy access to your account through our network of ATMs. Transactions are free at all SeaWest ATMs and our 30,000 CO-OP Network ATMs. We'll also refund you for up to 4 withdrawals per month at other ATM networks. Find an ATM

* Non-sufficient funds (NSF) fees apply.

Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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