    
      FACTS
      WHAT DOES SEAWEST COAST GUARD FEDERAL CREDIT UNION AND SEAWEST SERVICES LLC DO WITH YOUR PERSONAL INFORMATION?
    
      Why?
      Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
    
      What?
      The types of personal information we collect and share depend on the product or service you have with us. This information can include:
      
       Social Security number and Income
Account Balances and Payment History
Credit History and Credit Scores

      All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Sea West Coast Guard Federal Credit Union and Sea West Services LLC choose to share, and whether you can limit sharing.

      Reasons we can share your personal information
      DO WE SHARE?
      CAN YOU LIMIT THIS SHARING?
    
      For our everyday business purposes —

        such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
        
      Yes
      No
    
      For our marketing purposes —

        to offer our products and services to you
        
      Yes
      No
    
      For joint marketing with other financial companies
      Yes
      Yes
    
      For our affiliates' everyday business purposes —

        information about your transactions and experiences
    
      Yes
      No
    
      For our affiliates' everyday business purposes —

            information about your creditworthiness
        
      Yes
      Yes
    
      For affiliates to market to you
      Yes
      Yes
    
      For nonaffiliates to market to you
      No
      We don't share
    
      To limit our sharing:
      
        Call toll-free (800) SEA-WEST (732-9378). Click here to download an Opt Out Form. Print, complete, sign, and return to us by fax at (800) 854-7711 or mail it to us at P.O. Box 4949, Oakland, CA 94605.

If you are a new member or other consumer, we can begin sharing your information 30 days from the date we mailed you your first Privacy Policy Disclosure. When you are no longer our member, or other consumer, we continue to share your information as described in this notice. However, you can contact us at anytime to limit our sharing.
      
How Does Sea West Coast Guard Federal Credit Union and Sea West Services LLC Protect My Personal Information?

To protect your personal information from unauthorized access and use, we use security meausres that comply with federal law. These measures include computer safeguards, secure files and buildings, and staff training.

How Does Sea West Coast Guard Federal Credit Union and Sea West Services LLC Collect My Personal Information?

We collect your personal information, for example, when you open an account, deposit money, pay your bills, apply for a loan, use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why Can’t I Limit All Sharing?

      Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes – information about your credit worthiness

Affiliates from using your information to market to you

Sharing for non-affiliates to market to you
    
What Happens When I Limit Sharing For An Account I Hold Jointly With Someone Else?

      Your choices will apply to everyone on your account.

      Definitions
    
      Affiliates
      Companies related by common ownership or control. They can be financial and non-financial companies. Sea West Coast Guard Federal Credit Union’s sole affiliate is Sea West Services LLC.
      
      Share Information	
      Companies not related by common ownership or control. They can be financial and non-financial companies. Sea West Coast Guard Federal Credit Union shares information with non-affiliates only for everyday business purposes.
    
      Joint marketing
      A formal agreement between non-affiliated financial companies that together market financial products or service to you. Our only joint marketing partner is CUNA Mutual, a financial company that provides insurance and financial products to credit unions and their members.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Sea West Coast Guard Federal Credit Union’s sole affiliate is Sea West Services LLC.
Share Information	Companies not related by common ownership or control. They can be financial and non-financial companies. Sea West Coast Guard Federal Credit Union shares information with non-affiliates only for everyday business purposes.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or service to you. Our only joint marketing partner is CUNA Mutual, a financial company that provides insurance and financial products to credit unions and their members.