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More Than Just a Car

A car loan means more than four wheels and an engine. It’s about getting your family to soccer practice, helping your teenager find some freedom and confidence, and discovering open roads for yourself.

We understand the importance of a good vehicle in your life, so we offer great rates, no prepayment penalties, and no down payment (with credit approval).  For new Military & Coast Guard members, we offer a 0.25% discount off the published rate.  Existing members can also get 0.25% off the published rate with Direct Deposit to a SeaWest checking account and automatic loan payments. 

We can even help you refinance a loan from a different financial institution.  So if you’re looking for affordable car loans from a place you can trust⁠—come to us.

  • Fixed rates based on credit rating

  • Up to 100% financing with no down payment

  • Quick approvals through our representatives

  • Military discounts possible

 

Cover Everything

Get help with the cost of insurance, taxes, license, and extended warranty. Guaranteed asset protection also gives you the peace of mind to buy with confidence.

 

Get Pre-approved to Shop Easier

Car shopping can be difficult when you’re not sure what you can afford. With our pre-approval process, you can shop smarter, knowing exactly what your price range is.

 
 
 
 

Start your engine

A simple application process can get you approved in no time. Apply online, in person, or over the phone.

Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
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Auto Loan Rates

Rates Effective as of: 11-7-2024

DESCRIPTION BEST APR* TERM APPLY
New Auto 4.48%* 36 Months. Other rates and terms available Apply Now
Pre-Owned Auto – Up to 7 model years old 5.48%* 36 Months. Other rates and terms available Apply Now
Contemporary Auto – 8 to 25 years old 7.78%* 24 Months. Other rates and terms available Apply Now


* APR = Annual Percentage Rate. Rates quoted above are for the lowest possible rate available, which assumes excellent borrower credit history and the shortest term available for that loan program and includes a 0.25% rate reduction for direct deposit to a SeaWest checking account and automatic loan payments. Discounts cannot be stacked. Rates vary with term. Your actual APR will be determined at the time of disbursement and will be based on your application including loan amount and term, and credit information.
Rates are subject to change without notice.
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