Great Rates & Great Service
SeaWest VISA® credit cards are accepted pretty much everywhere! Cover last-minute deployment expenses, buy that outdoor gear you’ve been researching, or enjoy a night out at that restaurant you’ve been waiting to try.
We have several military credit cards available. Each card offers different features and all come with fantastic low rates.
We also have a deal on balance transfers that’s hard to beat—enjoy 5.99% for the life of the transfer, not just an intro APR for the first year. At SeaWest, you get the most when it comes to convenience and cost.
5.99% APR VISA Balance Transfer*
No transfer fees or annual fees
No cash advance fees
Competitively low rates
✔ Competitive Rates
Enjoy lower rates so more of your payment goes on your balance.
✔ Easy Management
Use Online and Mobile Banking to make payments and check balances anytime.
✔ Balance Transfer Offer
Pay no transfer fee and save money when you lock in a low rate for the life of your transfer.
✔ Identity Theft Protection
Get early alerts and quickly lock your accounts with Norton LifeLock services.
✔ No Annual Fee
We’re a not-for-profit organization, so we can offer fewer fees and lower rates.
✔ Choice of Add-ons
Get roadside assistance, emergency card replacement, ScoreCard rewards – or all three!
VISA Classic Card
Just starting out with a credit card? This straightforward military credit card is perfect for everyday purchases.
Just apply below, tell us the amount of credit you’d like, and note “Promotional Offer” in the ‘purpose of loan’ field. It’s that easy!
Credit limits up $10,000
Fixed rates
Roadside assistance
Norton LifeLock identity theft protection
VISA Gold Card
With generous credit lines, fixed rates, and identity theft protection, this credit card for military members is a triple threat.
Credit limits up to $20,000
Emergency card replacement
Norton LifeLock identity theft protection
VISA Platinum Card
Our Platinum card has it all. It’s perfect if you make a lot of purchases, or simply like the comfort of an extensive credit limit.
This premium credit card for military members comes with your choice of a ScoreCard Rewards Program or a particularly low rate.
Credit limits up to $30,000
Emergency card replacement
Roadside assistance
Norton LifeLock identity theft protection
★★★★★
“I love going to a military friendly organization that puts people first.”
– Hamilton. H.
Ready to take the next step?
Ready to Apply?
For more information on our credit cards, just give us as call at 800-SEA-WEST, or apply now by completing our online VISA application.
VISA® Cards Rate and Fee Disclosures
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
| Description | Rate* | Term | Apply |
|---|---|---|---|
| Visa Classic | 13.92% | Revolving | Apply Now |
| Visa Gold | 12.96% | Revolving | Apply Now |
| Visa Platinum | Prime + 4.50%** | Revolving | Apply Now |
| Visa Platinum Rewards | Prime + 6.50%** | Revolving | Apply Now |
| Secured Visa Classic | 15.00% | Revolving | Apply Now |
** Adjustable rate, changes monthly. Rate is Prime Rate PLUS 4.50% margin for Platinum and 6.50% margin for Platinum Rewards. Prime Rate is currently 7.75%.
APR = Annual Percentage Rate
† New Accounts Only - Introductory rate for first 6 billing periods.
VISA® Cards Rate and Fee Disclosures
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.
Military Credit Card FAQ
-
We offer three credit cards for military members so you can get the right card to suit your lifestyle.
Choose our Classic Card if you want a competitive fixed rate with roadside assistance.
Choose our Gold card if you want a higher credit limit and emergency card replacement.
Choose our Platinum card if you want a $30K limit, roadside assistance, and emergency card replacement, plus opt for a ScoreCard Rewards and collect points to redeem for merchandise and more.
-
SeaWest sees you as a member, not just a customer or account holder. So we take the time to get to know your financial situation and help you improve your credit score so you can get the best interest rate possible.
Credit card rates are generally based on your credit score and debt-to-income ratio. Different cards may offer different rates depending on if you choose a rewards credit card program or transfer your balance from another credit card issuer.
-
Our Online and Mobile banking tools let you set up scheduled, automatically-drafted credit card payments from your checking or savings account. You can choose if you want to pay the minimum amount due, the full balance, or a fixed amount each month.
This tool will help you avoid missing or being late on a payment, negatively impacting your credit score!
To set up mobile banking, search for “SeaWest” in the App Store or Google Play. Once you’ve downloaded the app, you’ll be able to contact us via secure messaging, review your payment history, and manage payments.
You’ll also enjoy access to free E-Statements and account alerts with Online and Mobile banking.
-
SeaWest membership isn’t just for US Coast Guard members, but for members of all military branches who are:
Active Duty
Retired
Auxiliary
Honorably discharged veterans
Membership is also open to US Coast Guard civilian employees and Navy League members. Employees of the Department of Homeland Security living in Arizona, Nevada, Utah, and California are also eligible for membership.
Immediate family members and domestic partners of all eligible groups are also able to become SeaWest members.
-
Check out our various branch locations. SeaWest members are also eligible to bank at our shared branches, and enjoy access to over 30,000 shared ATMs worldwide!
-
If you are concerned you can’t make a payment, reach out to a members’ service representative about your options to avoid missing a payment. Missed payments can hurt your credit, so we want to help you stay on track and enjoy financial success without the burden of credit card debts.
-
SeaWest partners with Norton to bring you LifeLock identity theft protection. Relax knowing you have:
Early alerts to possible identity threats.
The ability to easily lock your accounts if you suspect fraudulent activity.
Assistance recovering your identity if it gets stolen.
In addition, all our VISA credit cards come with Purchase Alerts so you can get customized notifications and quickly report unauthorized transactions.
More Financing Options to Make Your Life Easier
Personal Loans
Enjoy low rates and comfortable payments when you get a lump sum of cash to use as you need. Take care of any planned or unexpected expenses, from car repairs to a dream vacation. Plus, explore our PCS loans to make your transfer as smooth as possible.
Car & Truck Loans
We know you need a good vehicle to get your family where they need to go. Get great rates, no prepayment penalties, and no down payment (with credit approval). We also offer auto loan refinancing to get you a better deal.
Mortgages
Generous loan amounts and personal service allow you to get the right home for you and your family, whether you’re a first-time or repeat buyer. Explore our VA loans as well as our conventional 15 or 30-year fixed-rate loans, ARMs, and Jumbo Loans.
VISA® Cards Rate and Fee Disclosures
Photo courtesy of the U.S. Department of Defense. Use of Department of Defense (DoD) visual information does not imply or contribute DoD endorsement.