Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
[ACCORDION_GROUP_START]
Vehicle Loan Rates
Rates Effective as of:
03-30-2025
Auto Loan Rates
| Description | Best APR* | Term | Apply |
|---|---|---|---|
| New Auto | 4.48%* | 36 Months. Other rates and terms available | Apply Now |
| Pre-Owned Auto – Up to 7 model years old | 5.48%* | 36 Months. Other rates and terms available | Apply Now |
| Contemporary Auto – 8 to 25 years old | 7.78%* | 24 Months. Other rates and terms available | Apply Now |
* APR = Annual Percentage Rate. Rates quoted above are
for the lowest possible rate available, which assumes
excellent borrower credit history and the shortest term
available for that loan program and includes a 0.25%
rate reduction for direct deposit to a SeaWest checking
account and automatic loan payments. Discounts cannot
be stacked. Rates vary with term. Your actual APR will
be determined at the time of disbursement and will be
based on your application including loan amount and term,
and credit information.
Rates are subject to change without notice.
* APR = Annual Percentage Rate. Rates quoted above are
for the lowest possible rate available, which assumes
excellent borrower credit history and the shortest term
available for that loan program and includes a 0.25%
rate reduction for direct deposit to a SeaWest checking
account and automatic loan payments. Discounts cannot
be stacked. Rates vary with term. Your actual APR will
be determined at the time of disbursement and will be
based on your application including loan amount and term,
and credit information.
Rates are subject to change without notice.
* APR = Annual Percentage Rate. Rates quoted above are
for the lowest possible rate available, which assumes
excellent borrower credit history and the shortest term
available for that loan program and includes a 0.25%
rate reduction for direct deposit to a SeaWest checking
account and automatic loan payments. Discounts cannot
be stacked. Rates vary with term. Your actual APR will
be determined at the time of disbursement and will be
based on your application including loan amount and term,
and credit information.
Rates are subject to change without notice.
* APR = Annual Percentage Rate. Rates quoted above are
for the lowest possible rate available, which assumes
excellent borrower credit history and the shortest term
available for that loan program and includes a 0.25%
rate reduction for direct deposit to a SeaWest checking
account and automatic loan payments. Discounts cannot
be stacked. Rates vary with term. Your actual APR will
be determined at the time of disbursement and will be
based on your application including loan amount and term,
and credit information.
Rates are subject to change without notice.
Personal Loan Rates
Personal Loan Rates
| Description | Best APR* | Term | Apply |
|---|---|---|---|
| Personal Loan | 9.96%* | 12 Months Other rates and terms available | Apply Now |
| Savings Secured Loan | Highest Dividend Rate Paid on Regular Savings Plus 2% | 12, 24, 36, 48, 60 Months | Apply Now |
| Line of Credit/Overdraft Protection | 14.00% | Revolving | |
| PCS Loan | 3.00% | 12, 24 months | Apply Now |
* APR = Annual Percentage Rate. Rates quoted above are
for the lowest possible rate available, which assumes
excellent borrower credit history and the shortest
term available for that loan program and includes a 0.25%
rate reduction for direct deposit to a SeaWest checking
account and automatic loan payments. Discounts cannot be
stacked and do not apply to PCS loans. Rates vary with
term. Your actual APR will be determined at the time of
disbursement and will be based on your application
including loan amount and term, and credit information.
Rates are subject to change without notice.
Other Loan Rates
Other Loan Rates
| Description | Best APR* | Term* | Apply |
|---|---|---|---|
| Certificate Loan | Dividend Rate Paid on Account Plus 2% | Up to maturity date of certificate | Apply Now |
* APR = Annual Percentage Rate.
Rates are subject to change without notice.
[ACCORDION_GROUP_END]
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
[ACCORDION_GROUP_START]
Mortgage Rates
Mortgage Rates
| Description | Rate | Term | Apply |
|---|---|---|---|
| First Mortgage - Fixed* | 6.250% (a) | 15 Years. Other rates & terms available | Apply Now |
| First Mortgage – Fixed* | 6.625% (b) | 30 Years. Other rates & terms available | Apply Now |
| VA Home Loan - Fixed* | 6.375% (c) | 30 Years. Other rates & terms available | Apply Now |
| JUMBO - Fixed* | 7.250% (d) | 30 Years. Other rates & terms available | Apply Now |
| REVERSE Mortgage – (New!) | Call for consultation and program details! | ||
| Other Programs & Options Available |
*Closing costs can and do vary based on housing type,
loan amount and other factors. For an accurate estimate of
these costs, please contact our Mortgage Department for a
Good Faith Estimate for your loan scenario.
(a) Rate expressed is the Note Rate, for a 15-year loan based on zero (0) point, actual APR is 6.3283% calculated using a loan amount of $806,500 and standard estimated closing costs.
(b) Rate expressed is the Note Rate, for a 30-year loan based on zero (0) point, actual APR is 6.6732% calculated using a loan amount of $806,500 and standard estimated closing costs.
(c) Rate expressed is the Note Rate, for a 30-year loan based on zero (0) point, actual APR is 6.4146% calculated using a loan amount of $1,209,750 and standard estimated closing costs.
(d) Rate expressed is the Note Rate, for a 30-year loan based on zero (0) point, actual APR is 7.3039% calculated using a loan amount of $1,500,000 and standard estimated closing costs.
Rates, terms, conditions, adjustments, and availability are
subject to change or withdrawal at any time and without notice.
Rates represent base pricing (indication-only as of 03/24/2025).
Nothing herein is or should be interpreted as an offer or
commitment to lend. Loans are subject to credit and property
approval. Other conditions and restrictions may apply.
Home Equity Loan Rates
Home Equity Loan Rates
| Description | Rate | Term | Apply |
|---|---|---|---|
| Home Equity Line of Credit | 3.99% (g) | 25 Years | Apply Now |
*Closing costs can and do vary based on housing type, loan amount and other factors. For an accurate estimate of these costs, please contact our Real Estate Department for a Good Faith Estimate for your loan scenario.
(g) Adjustable Rate, the initial rate will be 3.99% for the first 6 months, thereafter will adjust monthly to match the Prime Rate at that time. Prime Rate is currently 7.50%, initial APR is estimated to be 7.689% based on the maximum loan amount of $250,000. The minimum rate of 4.5% (floor) and maximum rate of 16% (ceiling). Payments are "Interest Only" during the draw period of 10 years, then amortized principal and interest for the remaining term of 15 years.
Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.
[ACCORDION_GROUP_END]
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
[ACCORDION_GROUP_START]
Savings
Regular & IRA Savings
| Description | Average Daily Balance | Dividend Rate | APY* |
|---|---|---|---|
| Regular & IRA Savings | $0.01 – $99.99 | 0.15% | 0.15% |
| Regular & IRA Savings | $100 – $2,499.99 | 0.15% | 0.15% |
| Regular & IRA Savings | $2,500 – $9,999.99 | 0.15% | 0.15% |
| Regular & IRA Savings | $10,000 – $24,999.99 | 0.20% | 0.20% |
| Regular & IRA Savings | $25,000 – $49,999.99 | 0.25% | 0.25% |
| Regular & IRA Savings | $50,000 – $99,999.99 | 0.30% | 0.30% |
| Regular & IRA Savings | $100,000 and above | 0.35% | 0.35% |
Rates are subject to change without notice.
*APY = Annual Percentage Yield
Checking
Checking
| Description | Average Daily Balance | Dividend Rate | APY* |
|---|---|---|---|
| Checking | $100 – $9,999 | 0.050% | 0.050% |
| Checking | $10,000 and above | 0.100% | 0.100% |
Rates are subject to change without notice.
*APY = Annual Percentage Yield
[ACCORDION_GROUP_END]
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
Certificates
| Term | Certificates * | Dividend Rate | APY** |
|---|---|---|---|
| 3 Months | $500 – $49,999 | 2.50% | 2.53% |
| 6 Months | $500 – $49,999 | 2.50% | 2.53% |
| 12 Months | $500 – $49,999 | 3.00% | 3.05% |
| 15 Months | $500 - $49,999 | 3.00% | 3.05% |
| 18 Months | $500 – $49,999 | 3.00% | 3.05% |
| 24 Months | $500 – $49,999 | 3.00% | 3.05% |
| 36 Months | $500 – $49,999 | 3.10% | 3.15% |
| 48 Months | $500 – $49,999 | 3.15% | 3.20% |
| †60 Months | $500 – $49,999 | 3.15% | 3.20% |
Rates are subject to change without notice.
*A one-time rate bump-up is included in certificates with terms of 24 months or longer, and a minimum balance of $2,500. Anytime during the certificate term, you may request a rate bump-up to the current rate being offered for the same term certificate. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to the certificate’s maturity.
†Funds may be added one time during the term, if certificate purchased on or after June 1, 2019.
**APY = Annual Percentage Yield
Certificates $50,000 and Greater
| Term | Certificates | Dividend Rate | APY** |
|---|---|---|---|
| 3 Months | $50,000 and Greater | 2.55% | 2.58% |
| 6 Months | $50,000 and Greater | 2.55% | 2.58% |
| 12 Months | $50,000 and Greater | 3.05% | 3.10% |
| 15 Months | $50,000 and Greater | 3.05% | 3.10% |
| 18 Months | $50,000 and Greater | 3.05% | 3.10% |
| 24 Months | $50,000 and Greater | 3.05% | 3.10% |
| 36 Months | $50,000 and Greater | 3.15% | 3.20% |
| 48 Months | $50,000 and Greater | 3.20% | 3.25% |
| †60 Months | $50,000 and Greater | 3.20% | 3.25% |
Rates are subject to change without notice.
*A one-time rate bump-up is included in certificates with terms of 24 months or longer, and a minimum balance of $2,500. Anytime during the certificate term, you may request a rate bump-up to the current rate being offered for the same term certificate. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to the certificate’s maturity.
†Funds may be added one time during the term, if certificate purchased on or after June 1, 2019.
**APY = Annual Percentage Yield
Save more by choosing SeaWest
We have some of the most competitive rates and lowest fees nationwide, but that doesn’t mean we sacrifice on service.
From the best tech to the friendliest tellers, we keep the focus on you.
* Rates are subject to change without notice.
** Adjustable rate, changes monthly. Rate is Prime Rate PLUS 4.50% margin for Platinum and 6.50% margin for Platinum Rewards. Prime Rate is currently 7.50%.
APR = Annual Percentage Rate
† New Accounts Only - Introductory rate for first 6 billing periods.