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Regular Savings Account Big dreams? We'll get you there

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  • We’re here to make things happen

    At SeaWest, we make it easy to manage your money with a savings account, so you can keep your focus on your goals. Enjoy unfettered access to your account from anywhere, land or sea. We’ve got nice tech and even nicer people. We’d love to help you start your next adventure.

     

    • No monthly fees or charges
    • Hard-to-beat interest rates
    • Federally insured up to $250,000
    • 24/7 access to your funds

    You’re our #1 priority

    As a member-owned credit union, we’re not concerned about external shareholders or Wall Street pundits. We know that when you succeed, we succeed—that’s why we put all of our focus on our members.

    Get started with just five dollars

    That's all it takes to open a savings account with us—and enjoy all the benefits of SeaWest, from lower rates to better service.

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  • Rates Effective as of: 11-15-2019

    Regular & IRA Savings

    DescriptionAverage Daily BalanceDividend Rate APY*
    Regular & IRA Savings $0.01 – $99.99 0% 0%
    Regular & IRA Savings $100 – $2,499.99 0.20% 0.200%
    Regular & IRA Savings $2,500 – $9,999.99 0.35% 0.351%
    Regular & IRA Savings $10,000 – $24,999.99 0.50% 0.501%
    Regular & IRA Savings $25,000 – $49,999.99 0.60% 0.602%
    Regular & IRA Savings $50,000 – $99,999.99 0.80% 0.803%
    Regular & IRA Savings $100,000 and above 0.85% 0.853%

    Rates are subject to change without notice.

    *APY = Annual Percentage Yield

  • Frequently Asked Questions

    Yes. There is a low balance/inactivity fee charged quarterly on savings under $100 or inactive for 6 months (except on minor accounts).
    Yes! You can use this account to protect your checking account against overdrafts. That way, if you ever spend more than you have in your checking account, we'll take the money from your savings instead, and you'll avoid expensive overdraft fees. Just let us know if you'd like to opt in.

Regular Savings Account Disclosures
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